Use your card as a payment method in grocery stores, convenience stores, drug stores, or anywhere that accepts Debit MasterCard®. You can also select the “Cash Back” option to receive cash at no charge.
Remove your entire card balance for free by visiting any financial institution that is a MasterCard principal member and asking for a cash advance for the balance on the card.
Utilize the free ACH transfer service to send funds from your card to your bank account.
Check your balance online or through customer service before using an ATM.
If your card is rejected at an ATM, never attempt over and over again. Some ATMs impose a fee even for declined transactions.
Pre-Payment of services like fuel dispensed from a “Pay at the Pump” terminal prior to pumping the gas or for services like a hotel room. The payment networks automatically put a hold on a certain amount of the funds available to ensure payment. This hold usually takes several hours to be removed; therefore, the cardholder cannot access his funds until this hold is remove.
Some Merchants may authorize your card up to 25% more than the transaction to allow for gratuity, which can cause declined transactions.
Update your Temporary PIN before use to verify you have the correct PIN. Do this by calling 877-592-1118.